Commercial property policies may seem simple compared to the rest of the necessary coverages, but they are certainly not one size fits all. These policies come in a number of shapes and sizes, your agent needs to understand the valuations and what the scope of your operations are to ensure that you are properly covered against a loss. Commercial buildings, equipment, tools, umbrellas, etc; we’ve got you covered.
The purpose of property insurance is to provide critical financial assistance in the event of a loss, so that the business can continue to operate with as little disruption as possible.
Commercial property insurance helps businesses pay to repair or replace property that was damaged by a fire, storm, or other events covered by the policy. It also pays to replace stolen or lost property.
Examples of property covered:
Read your policy carefully. You may need to purchase additional coverages or policies — such as flood, windstorm, or crime coverage policies to fully protect your business