Coverage That Fits Your Business

We build custom coverage packages for contractors of all sizes. Here’s a quick look at the essentials.

We don’t believe in cookie-cutter policies. Every contractor, crew, and job site is different—and your insurance should reflect that.

Whether you’re a one-person crew or running teams across multiple states, we’ll help you find the right mix of coverage to protect your tools, your team, and your time.

WORKERS COMPENSATION

If you’ve got a crew, you need workers comp—plain and simple. Whether it’s required by law or by the GC on your next job, we’ll help you stay compliant without overpaying.

From legit payroll to 1099 subs and owner exclusions, we know the workarounds, the red tape, and how to keep your business covered.

GENERAL LIABILITY

The first line of coverage every contractor must have. Sick of paying hundreds for every additional insured or waiver of subrogation? Many of our carriers include them at little or no cost.

From sole proprietors to new home builders and high-risk trades, we’ve got the coverage you need—some policies starting around $500 a year for $1M/$2M limits.

BUSINESS AUTO

Your trucks and trailers are more than transportation—they’re your rolling toolbox. We’ll help you get commercial auto insurance that protects your vehicles, gear, and crew from job to job.

From a single van to a full fleet, we build policies that work the way you do.

COMMERCIAL PROPERTY

Commercial property insurance isn’t one-size-fits-all. From buildings to tools and equipment, every contractor’s setup is different—and so are the risks.

We help you get the right coverage based on your operations, valuations, and what’s really at stake when something goes wrong.

Inland Marine

Inland marine insurance protects your tools, equipment, and materials while they’re on the move or stored off-site. It’s a must-have for contractors who haul gear between jobs, store materials in trailers, or work out of temporary locations.

Whether it’s a stolen generator, a dropped laser level, or a broken tile saw in transit—this policy steps in where standard property coverage stops.