Insurance 101 for Real Estate Investors

As a Real Estate Investor having the right insurance policies in place is critical for protecting both your business and your assets.  Knowing which lines of coverage you need comes down to fully understanding your exposure. The phrase “Real Estate Investor” can mean so many things these days.  From wholesaler, to hedge fund manager, [...]

2022-05-23T16:58:22+00:00 Uncategorized|0 Comments

Insurance For Restaurants: Key Things To Know

With so many moving parts to their business, shopping insurance for restaurants can quickly get pushed down the priority list. Hiring, training, placing food orders, mitigating food waste, accounting, payroll, etc…compared to other businesses the number of things to worry about can be overwhelming. As a result the restaurant insurance is often put on the [...]

2020-12-15T18:35:45+00:00 Uncategorized|0 Comments

Plumbers Insurance: What Coverage You Need and What It Should Cost

Setting up the correct insurance for plumbers almost always requires a multifaceted approach. There are many moving parts in with plumbing business insurance, and making sure you have the right insurance coverage in place is important to protect both your business and your clients. The following are the most common plumbing contractor insurance requirements: Workers [...]

2020-05-22T15:15:33+00:00 Uncategorized|0 Comments

What If You’re Comp Exempt?

Requirements to be comp exempt vary by state, industry, the size and structure of your business and even how you pay for your labor. Companies that fail to carry required workers compensation insurance can face fines, lawsuits, or even criminal charges. While the number of employees which would enable a business to be comp [...]

Shouldn’t Your Agent Specialize In Business Insurance?

Does your current insurance agent sell business insurance in addition to home, auto, motorcycle, health, life, and pet turtle insurance? Would you trust a general contractor to fix your truck?  Then why would you trust a general agent with your business insurance? I know what you are thinking…”You can’t really compare a mechanic general [...]

What Is The Assigned Risk Pool, and Why Are You In It?

Being a commercial lines insurance agent at Viking Insurance Services, I inherently speak with a lot of business owners on a daily basis. As a commercial lines insurance agency specializing in bringing clients out of the workers compensation assigned risk pool, a lot of those business owners are in their state workers compensation risk [...]

Your Website May Be Increasing Your Commercial Insurance Rates

Companies have a tendency to put every possible service they might ever perform on our websites, and that very well may be the reason that you are paying more for your commercial insurance than you should be. Learn By Example I always feel that its easiest to learn by example, so, here’s an example [...]

Which Type Of Insurance Agent Do You Have?

As an insurance agent there are two things that I hear from prospective clients more than anything else: “I have an insurance agent already” and “I’ve been working with the same agent for years.” Those statements are usually followed closely by some variation of "How can you do it for less" or “What kind [...]

Cut Business Insurance Costs by Joining An Association

When business owners are considering joining an association often the main things they are thinking about are networking and leads. These are just a couple of the many reasons it's a good idea to join an association in your industry. The reality is that industry related associations offer a wide range of opportunities that [...]